leasing vs buying a Ford 

When you decide you want a new Ford, you are choosing America's favorite brand. From a practical sedan, to a powerful truck, and everything in between, we'll have you covered. To own your Ford, you have two financing options: leasing or buying. Both of these offer advantages and disadvantages. We broke them down below so that you outweigh each choice effectively. If you are still unsure which payment method makes the most sense for you, discuss your questions with our Chico area Ford finance department.

Pros of Leasing

  • Usually lower payments/down payment may not be needed
  • Driving a new car with modern technology
  • Repairs are usually covered by warranty
  • Easy to return after lease ends
  • Options to consistently drive the newest cars on market

Cons of Leasing

  • Mileage restrictions. If you go over, you'll have to pay fees
  • Cannot make modifications to vehicle
  • Vehicle needs to be free of dents or damages to car or you will be charged for repairs
  • Not building equity on car while leasing
  • Challenging to get a lease with a bad credit score

Pros of Buying

  • Do not have to be worried about wear and tear
  • No mileage restrictions
  • Can make any modifications on car
  • Gain equity
  • Own the vehicle as long as you want

Cons of Buying

  • Typically higher payments than leasing
  • Not getting newer models with advanced technologies
  • Can be a hassle to sell it
  • Can develop negative equity
  • If you stretch the loan, you could accrue interest

When deciding which plan works for you, keep a few things in mind. Consider how long you would like to keep the car, how personalize you'd like to make it, and what conditions it will be under a daily basis. For instance, if you plan buying a truck and using it for work, it might be best to buy due to the amount of stress you can possibly put on vehicle. On the other hand, if you modifications on the vehicle are not important and you don't see yourself driving long distances, leasing might be suitable. Think about how much ownership you want with your Ford.

Come down to Hoblit Motors Ford and we'll help find out which option is best for you. Our Colusa dealership proudly serves Colusa, Woodland, and Yuba City area shoppers. If you would like more information, please contact us at (888) 224-0093. 

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  • Monday 9am-6pm
  • Tuesday 9am-6pm
  • Wednesday 9am-6pm
  • Thursday 9am-6pm
  • Friday 9am-6pm
  • Saturday 9am-6pm
  • Sunday 10am-5pm
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Dealership Hours

  • Monday 9am-6pm
  • Tuesday 9am-6pm
  • Wednesday 9am-6pm
  • Thursday 9am-6pm
  • Friday 9am-6pm
  • Saturday 9am-6pm
  • Sunday 10am-5pm

Parts Dept. Hours

  • Monday 7:30 am - 5:30 pm
  • Tuesday 7:30 am - 5:30 pm
  • Wednesday 7:30 am - 5:30 pm
  • Thursday 7:30 am - 5:30 pm
  • Friday 7:30 am - 5:30 pm
  • Saturday Closed
  • Sunday Closed

Service Dept. Hours

  • Monday 7:30am-5:30pm
  • Tuesday 7:30am-5:30pm
  • Wednesday 7:30am-5:30pm
  • Thursday 7:30am-5:30pm
  • Friday 7:30am-5:30pm
  • Saturday Closed
  • Sunday Closed


Hoblit Motors

46 5th St
Directions Colusa, CA 95932

  • Sales: (530) 458-2151
  • Service: (530) 458-2151
  • Parts: (530) 458-2151